Insurance Cover
Public & Products Liability Insurance for Members
BBKA has an insurance policy that covers individual beekeepers, who are members of the BBKA (whether joining as individual members, or as registered or partner members of their local association that is in turn a member of the BBKA.
The Public Liability relates to beekeeping activities of those members noted above in the UK and has a £5,000,000 limit of liability.
A notice of cover is available for members attending farmers markets etc., where proof of cover is required.
The Public Liability insurance also covers officers of branches and associations undertaking their activities in connection with their group.
In addition the insurance covers product liability up to £5,000,000.
For information on the above insurance please contact BBKA Headquarters or see Members Area Insurance Files.
In addition to the above cover the BBKA offers a policy to cover all risks insurance, primarily for branch and association apiary and other beekeeping equipment including trophies and display equipment. Further information about this policy can be obtained from BBKA Headquarters.
Brood Diseases Insurance through BDI Ltd
BDI Insurance only covers England and Wales. (Scotland and NI have differing levels of inspection that are not under the responsibility of Defra.)
The members of BDI are the Member Associations. The minimum payable by each
Member Association to BDI Ltd as a condition of membership is £2.00
per annum for each of its beekeeping members which insures 1-3 colonies.
Beekeeping members can insure more colonies for the following additional premiums:
Up to 5 colonies (including the basic three) an additional £2.00
Up to 10 colonies (including the basic three) an additional £5.25
Up to 15 colonies (including the basic three) an additional £7.75
Up to 20 colonies (including the basic three) an additional £9.50
Up to 25 colonies (including the basic three) an additional £11.10
For 26 colonies (including the basic three) and up to a maximum of 39 please
consult your Association Treasurer or the person in your Association who
deals with BDI subscriptions. BBKA Individual members contact the BBKA
Headquarters. BDI
insurance becomes effective each year from the time that the member’s
association receives his or her membership subscription and any additional
BDI premium is received.
BDI Compensation Rates for 2008
The rates of compensation for property insured
are:-
British Standard Brood Frame £1:80
All other Brood Frame sizes £2:40
British Standard Shallow Frame £1.30
All other Shallow Frame sizes £1:80
Crown Board £11.00
Glass Quilt £13.10
Saleable Honey (30lb maximum) £1.50/lb
Plastic Queen Excluder £4.00
Open Mesh Floors £10.00
Wire Queen Excluder £13.90
Slotted Steel Queen Excluder £5.80
Subject to Condition - Excellent/As New, Good, Poor. No other property will
be paid for ie hives are not covered. You must be insured for all colonies
owned at the time of inspection otherwise any payments made will be void.
There are two Schemes - A & B:
Scheme A is for beekeepers with up to 39 colonies,
who are members of an association. Scheme B is for beekeepers with
40 or more colonies. The schemes are managed by Mr Bernard Diaper,
57 Marfield Close, Walmley, Sutton Coldfield, West Midlands B76
1YD Tel: 0121 313 3112. E-mail: b.diaper @ tiscali.co.uk.(Anti-SPAM
remove spaces and last dot)
See Technical Information for background on BDI.